McAteer Unique Offering

  • Consulting and Actuarial Services to Employee Benefit Plan Sponsors. A Sponsor could be a Company, a Union, an Association or Combinations of all of these.
  • Administration Services to Plan Sponsors who outsource their Benefit Departments.
  • Pre-Retirement Seminars for Employee Benefit Plan Sponsors to educate their Plan Members on their Employee Benefit Plans and various government Benefit programs.
  • Plan Design and Governance advisory to help clients develop a plan philosophy and be there every step of the way to implement and maintain best practices.

Our Services

  • Administration Services
  • Consulting Services
  • Plan Design & Governance
  • Pre-Retirement Seminars

Administrative Services

We focus on the Administration of Group Insurance Benefits (but the benefits are not always insured) and Pension Plans.

Group Insurance Benefits

We currently provide Administration Services for over 200,000 Plan Members and Beneficiaries. Some of our Clients have 5 Lives, some have 25,000 Lives. Our Services cover Employees in every Province of Canada.

Once a Plan has been implemented by our Consulting Staff, in conjunction with our Client’s Senior Management, we can provide the following Administration Services:

  • Employee Enrollment including determination of any medical requirements;
  • Premium Billing Statements;
  • Premium Reconciliation and reporting to the Insurer;
  • Assistance with Renewal Underwriting requirements;
  • Payment of Major Medical, Dental, Short Term and Long Term Disability Claims


We are staffed with experienced Claims payers including people with nursing experience.

We are authorized Claims payors for several major Insurance Companies.

Clients hire us because our service is personal and because we pay claims accurately and on a timely basis.

Our current average turnaround time for Claims Payment Services is three days. Some Clients receive next-day Claims Payment Services. We also provide drop-in Claims Payment Services.

  • Administration System training for the Employer’s or Plan Sponsor’s Staff;
  • Adjudication of Managed Formulary Prescription Drug Plans.
  • Multi-lingual Services

Pension Plans

Our Pension Plan Administration System, which is fully computerized, currently handles the following tasks:

  • Receipt of Employer Contributions;
  • Banking of Employer Contributions;
  • Recording of Employer Contributions in individual Member Records;
  • Preparation of Annual (as a minimum) Pension Benefit Statements in accordance with disclosure requirements required by Provincial Legislation;
  • Preparation of Annual Pension Adjustment Reporting for Contributing Employers;
  • Preparation of periodic Financial Statements for the Pension Plan;
  • Assistance to Auditors of Pension Plans;
  • Preparation of Retirement Benefit calculations;
  • Preparation and issuance of Pensioner Benefit Payments either by Cheque or Direct Deposit;
  • Preparation of Death or Termination Benefits;
  • Preparation of Income Tax Slips as required;
  • Preparation of Actuarial Valuation Information.

We provide Administration Services to Pension Plans which are Local, Provincial or National in scope. Our Staff know Federal and Provincial Pension Benefit Legislation, where it exists.


Consulting Services

As independent Consultants it is critical to our Clients that we are completely objective. We are not aligned in any way with any Insurance Company, Investment Manager or other provider. Therefore you can be sure that our advice is always impartial.

We provide a full range of Services required to:

  • Determine what Benefits should be provided;
  • Implement a Programme of Employee Benefits;
  • Perform Market Surveys;
  • Make Recommendations regarding Benefit Programme design;
  • Make Recommendations regarding Benefit Programme Implementation.
    • Communication with Employees cannot be overlooked and must be of the highest quality to underscore plan success. We:
      • Prepare Employee Booklets;
      • Prepare Poster Campaigns;
      • Conduct Employee Seminars;

in simple, easy to understand language.

Programme of Employee Benefits

We provide Consulting, Actuarial, and Administration Services for:

  • Group Insurance (or not insured) Plans
    • Life Insurance
    • Disability Income
    • Health Care
    • Dental Care
  • Pension Plans including Pre-Retirement Seminars
  • Legal Plans Services
  • Supplementary Unemployment Benefit Plans
  • Vacation Pay Plans
  • Scholarship Funds
  • Training Programs

Plan Design and Governance

As independent consultants it is critical to our clients that we are completely objective. We are not financially aligned in any way with any insurance company, investment manager or other provider. Therefore you can be sure that our advice is always impartial.

We provide a full range of services required to:



Pre-Retirement Seminars

The Plan Sponsor’s Benefit Programme is discussed in conjunction with Government Assistance Programmes such as the Canada Pension Plan, and Old Age Security’s Senior’s Benefits, which may be expected by the Retiree.

We have conducted these Seminars across Canada since 1992.

If you would like a seminar at your organization, please contact Susan Bird at (905) 946-8655 or by e-mail at